Hi. Your first explanation is correct.
Regarding your second issue:
You are facing this:
I recommend switching to WinSFP.
To do that please
- close Cryptomator
- install WinSFP
- open Cryptomator
- go to settings of Cryptomator, select tab volume and switch the Dropdown from WebDAV to FUSE.
See also here: WinFSP: How to use it
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