Security enhancement with Hardware Keys

I am a big fan of two factor authentication, so I am missing this feature from Cryptomator. I know it’s quite challenging to implement such a complicated standard like Fido2 but I would rather wait a bit longer then getting a less secure variant like Challenge Response.
It would also great if I could change the directory of the Master Key so I get a so called third factor. I know AES265 is nearly unbreakable but are there any plans to implement multi layer encryption like on Verscrypt?

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